"It's my money"

This lady said "Well, I can terminate my takaful plan whenever I like". It's my money, anyway". 

True enough.

It's her money, your money and our money and we can do whatever we want over it. But hopefully not to the extend of putting us at a losing end.

What happens if suddenly we need cash to overcome some mishaps befalling us. Serious illness?. Where to get the cash? Ilness must get fast medical treatment or it'll become more serious to the extend cannot be treated, incurable? Befalling who, you yourself, ourselves...eerie enough!?

Turn to credit card? Well. This is a quick solution. Actually, with the high interest rate of 17% over, put by the banks, surely we'll plunge into another nightmares re-paying the credit taken with huge interest and could end up being a 'muflis'?.

Or luckily we have some saving, saved over our working time, younger age, over a period of 5-10 years. Em...., having used it, now at a later age, or whatever age, we have to start over again form the very beginning to save the same amount, let say 70k, again!?

Or with no other options, so we have no choice but to be brave enough queing at public hospitals. There, the more serious patients will be given priorities, as what is to be in practice. So, be patient with the pain, sickness, injury we endure up to meeting a doctor in duty...and meeting a houseman or a sepecialist?.

Very challenging...isn't it? Still, we can plan to reduce the hardship of unexpectations. aseammm@gmail.com