Friday, April 13, 2012

Why bother getting life Takaful?

Yes, why? We contribute or ‘pay’ but we get nothing!? That is the fact; we get nothing in return physically. What the heck!

Usually, when we contribute things, we get something in return. We buy a pencil, we get a pencil. We contribute something, we get something in return.

Indeed, what we are told is that; in takaful we actually contribute and in return we get nothing physically but an assurance that anything bad happens to us, there will be a fund contributed by us and other takaful participants to be used to bail us out from any mishaps, be it sickness, terminal illness, total disability and so on. Bottom line, it refers to helping each others.

So, there is the benefit. For instant, the cost of a heart attack operation can reach ten of thousands RM, thus, the fund will finance the operation cost. The fund is there 24 hours ‘to protect’ us, with not much waiting period as it’s done at private specialist hospitals. Em... not to worry, we are sure not one of those sick people! Well, that's always the feelings. You bet, even Fabrice Muamba, 24 years old, collapses.

"He's taking steps, talking and has that big smile we love to see. He is progressing the right way," said Owen Coyle, the player's manager at Bolton. bbc.co.uk/sport

Thank to ever ready monetary funds to get fully medical attention fast!?

U-turn. Indeed, contribution in takaful means we get nothing in return like that in a buying-selling transaction. Instead, we contribute good deeds of our share to the fund, of our contribution or “sedaqah”. aseammm@gmail.com

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